Position: Senior Credit Portfolio Recovery Officer
Organization: [Confidential – Banking Sector]
Vacancy Number: Ext/Vaca/030/2026
Location: Addis Ababa (Office-based)
Career Level: Senior (5–8 years)
Employment Type: Full-time
Number Required: 1
Deadline: May 21, 2026
About the Job
As a Senior Credit Portfolio Recovery Officer, your primary mission is to protect the bank’s asset quality by minimizing financial losses. You will take the lead in managing, restructuring, and recovering Non-Performing Loans (NPLs) and distressed accounts. This role requires a strategic approach to debt recovery, high-level coordination with legal teams, and the ability to supervise junior staff while ensuring strict compliance with National Bank regulations.
Key Responsibilities
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NPL Management: Identify, analyze, and manage a portfolio of non-performing loans to implement effective recovery strategies.
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Loan Restructuring: Negotiate and design restructuring plans for distressed borrowers to facilitate repayment and rehabilitate accounts.
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Legal Coordination: Initiate and monitor legal proceedings for debt recovery, working closely with the legal department and external bailiffs.
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Supervision: Provide guidance and oversight to junior recovery officers, ensuring departmental targets are met.
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Regulatory Compliance: Ensure all recovery activities adhere to the bank’s credit policies and National Bank of Ethiopia (NBE) directives.
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Asset Quality Protection: Monitor the overall health of the credit portfolio and provide regular reports on recovery progress and potential risks.
About You
Education Requirements
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Degree: BA/BSc in Accounting, Economics, Management, Business Administration, Banking & Finance, or a related field.
Experience Requirements
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Total Experience: Minimum of 5 years of relevant experience in the banking industry.
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Specific Role Experience: At least 2 years must have been served as a Trade Service Officer or in a closely related position.
Core Competencies & Skills
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International Trade Exposure: A solid understanding of international trade finance and instruments is essential.
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Negotiation: Proven ability to handle difficult negotiations with delinquent borrowers.
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Legal Literacy: Familiarity with the legal frameworks surrounding debt collection and foreclosure.
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Analytical Thinking: Ability to assess financial statements and borrower viability to determine the best recovery path.
How To Apply
Interested and qualified applicants must apply exclusively through the official Google Form link provided below:
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Application Link: https://forms.gle/QM9AJqpENir82UK59
Important Notes:
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Communication: Only shortlisted candidates will be contacted for further assessment.
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Inquiries: If you require additional information, please contact the recruitment team at +251-11-5-260-795.
Closing Date: May 21, 2026
To apply for this job please visit forms.gle.
